انتبهوا: تغيير مهم في كل بنوك النمسا

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سيبدأ في كل دول الاتحاد الأوربي انطلاقا من تاريخ 14.09.2019 العمل بقانون جديد خاص بالمعاملات المصرفية عبر الانترنيت

و سيكون كل عملاء المصارف النمساوية معنيون بهذا القانون الذي يهدف أساسا الى الرفع من مستوى حماية الحسابات البنكية من الاختراقات الالكترونية ،لكنه من جهة أخرى سيتسبب في تعقيد بسيط أثناء عملية ولوج الحساب البنكي عبر الانترنيت

و من أهم مظاهر هذا التغيير، الذي سيبدأ العمل به في أغلب المصارف النمساوية يوم 09.09.2019، نجد إلزام كل العملاء بإدخال رقم سري يتوصلون به على التطبيق الالكتروني الخاص بالمصرف مرتين في الحالات الآتية

أثناء دخول الحساب البنكي أول مرة عبر الإنترنت عبر متصفح معين في الانترنيت (مثلا: كروم أو موزيلا فايرفوكس أو انترنيت هيكس بلورل )

دائما بعد انقضاء 90 يوما

قبل تأكيد عملية تحويل مالي

وستضع كل مؤسسة مصرفية في النمسا رهن إشارة عملائها تطبيقا الكترونيا سيتوصلون عبره بشكل مستمر بالأرقام السرية الخاصة بالدخول و التي يطلق عليها في اللغة الألمانية

TAN-Nummer

والتي غالبا ما كان العملاء إلى حدود الساعة يتوصلون بها عبر الرسائل القصيرة العادية. كما سيتضمن هذا التطبيق ماسحا ضوئيا يمكن من خلاله التعرف على وجه المالك الحقيقي لكل حساب بنكي

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